Have we helped you or someone you know through a foreclosure crisis? Share your story with us now!
Visit Tales from the Trenches, the national blog for Facing the Mortgage Crisis.
Facing the Mortgage Crisis is part of CPB’s Public Service Media Economic Response Initiative.Need to check to see if a foreclosure rescue company is being sued for possible fraud? This file compiles state and federal actions against foreclosure rescue companies.
Don’t know what a 2-28 ARM is? What’s the difference between an adjustable-rate and a fixed-rate mortgage? Here’s a glossary of terms to help you out.
If you are looking for mortgage assistance you will need to have many documents ready to share with lenders, help agencies and service providers. No matter what program or agency you go to you will need to provide information to determine your eligibility.
The current financial crisis is impacting children, families and child care providers throughout this country. A very special episode of A Place of Our Own focuses on providing tips and advice to help families and child care providers, not just endure, but thrive during these difficult times. Also featured will be one of the most versatile toys available for kids: the cardboard box. With paint, scissors, glue and tape, lowly cardboard boxes can be transformed into castles, cars, airplanes, or almost anything a child is able to imagine.
The economic downturn has hit child care providers especially hard. As parents face financial difficulties, many have been unable to bear the cost of paid child care, causing child care provider to lose business. How can child care providers weather this financial storm without sacrificing the quality of care? This issue will be explored on a special episode of A Place of Our Own. With advice from child care specialist, Jocelyn Tucker and coping techniques from psychiatrist, Dr. Charles Sophy, A Place of Our Own will focus on practical solutions for child care providers - to help them reduce the costs associated with child care and explore alternative funding sources that may relieve some of their economic burdens.
Children need to eat healthy foods in order to grow and properly develop. But with many families’ food budgets shrinking during tough economic times, some parents might be tempted sacrifice nutritious and natural foods for lower cost processed food. “Trimming Your Families Food Budget” will show you how to give your children the nutritious foods they require while cutting down your grocery bill at the same time. Plus, poor nutrition and hunger can have a social and emotional impact on your family, so child psychiatrist Dr. Charles Sophy advises on how to weather the storm during an economic hardship.
The financial challenges many of us are facing today affect the entire family dynamic and can be overwhelming to manage. This can be due to the inability for many people to pay for such necessities as rent, child care, utility bills, and more. “Financial Tips to Help Families Cope” is about helping families discover new ways save money, cut costs and prioritize monthly spending to get the most for your dollar. Plus, child psychiatrist Dr. Charles Sophy continues to lend his expertise on how to help children as we all learn to cope with new financial changes.
The current financial crisis is impacting families throughout this country. New economic realities are forcing many families to make changes, both big and small, which affect their children. A very special, and timely, episode of A Place of Our Own examines how we, as adults, can help young children understand changing financial circumstances without scaring them. This special episode of A Place of Our Own features child psychiatrist, Dr. Charles Sophy, helping the Sharp family explain to their 2 ½ -year-old son why they’ve had to move in with a family member after his father lost his job. This show gives parents the tools to reassure and emotionally support their children, to help them cope during these sometimes frightening and unstable times.

United Way's 211/First Call For Help is a free and confidential information service ready to direct you to the health and human services you need in Cuyahoga, Geauga and Medina Counties.
Just dial 2-1-1. Professional staff are available to help you 24 hours a day, every day.
The American dream of home ownership is disappearing during these times of crisis. In Ohio, rising unemployment, loss of business, and a bleak economic outlook also threaten that dream.
Help is available. Save the Dream provides information and highlights programs that Ohioians can use to help save the dream of owning a home.
Two additional suburbs will hold local intake sessions, in partnership with ESOP (Empowering & Strengthening Ohio’s People), to provide FREE foreclosure prevention counseling to area homeowners. This initiative builds on ESOP’s track record of making its highly successful foreclosure counseling practices more readily available in Cuyahoga County suburbs. ESOP already provides intakes in South Euclid and Lakewood.
Starting Feb. 4, 2010, trained counselors from ESOP will also set up shop once a week in Bedford Heights and Garfield Heights. Please see below for more detailed information on the time and location of these new intake sessions. Homeowners do not have to be city residents but MUST call or email ESOP to set up an appointment.
Bedford Heights, Every Wednesday at 6 p.m.
Jimmy Dimora Community Center, 5615 Perkins Road, Bedford Heights, OH 44146
Garfield Heights, Every Thursday at 1 p.m.
Word of Righteousness Family Life Center, 13455 Dressler Avenue, Garfield Heights, Ohio 44125
To make an appointment or for more information, please call ESOP at 216-361-0718 or email .
ABOUT ESOP:
ESOP is a HUD-certified housing counseling agency. ESOP’s success stems from partnerships with various lenders and servicers, allowing for easy negotiation of loan modifications. ESOP has been nationally and internationally recognized for its campaigns against predatory lenders and for its success obtaining mortgage resolutions that keep families in their homes.
Funding for the coverage of economy and jobs topics comes from The Cleveland Foundation; The George Gund Foundation; The Kelvin and Eleanor Smith Foundation; The Nord Family Foundation; The Bruening Foundation; The Community Foundation for Lorain County; and The Charter One Foundation.